Short-term loans$100 to $5,000Every credit type welcome to ask
Ask once, free
$100 to $5,000 · funds as soon as the next business day, if approved
SSL protected · free to send · not a lender
- Costs nothing to ask
- Takes a few minutes
- Encrypted connection
- You can turn down any offer
Short-term personal loans, $100 to $5,000, to carry you to payday
Fill in one request and lenders may review it. SedanFunds is not a lender, and asking is free.
Heavy week?
When the load lands before the paycheck.
- Rent is due and payday is not.
- The fridge quit on a Sunday.
- A vet visit nobody saw coming.
- The phone bill is already late.
- Asking family again feels hard.
- The calendar says soon. The account says not yet.
If that sounds like this week, one short request is a fair first move. Ask for $100 to $5,000 at no cost. If a lender approves you, money can arrive as soon as the next business day.
Start my requestHow it works
Three short stops from request to decision
You do the asking once. The lenders do the deciding.
- 01
Fill in the form
Tell us how much you need and a few details about you. Most people finish in a few minutes.
- 02
Lenders take a look
Your request goes to lenders who choose for themselves. You may or may not get an offer, and no one can promise approval.
- 03
Check the terms, then choose
Any offer shows its rate, fees and dates on the lender's own page. Accept it and the money can come as soon as the next business day.
SedanFunds is not a lender and never decides who gets a loan.
Clear before you click
What SedanFunds does, and what it doesn't
No small print surprises. Here is the whole picture.
What it does
- Takes one free request for a loan between $100 and $5,000.
- Sends it on to lenders, who each make their own call.
- Welcomes requests from people with any credit history.
- Leaves every choice with you, from start to finish.
What it doesn't
- Lend money or approve anyone. Lenders do that.
- Promise you an offer or a yes.
- Hold you to anything. Any offer can be refused.
- Charge you. The request is free.
Have these ready
What a short-term loan request asks for
Four simple things you probably have with you now.
Photo ID
A government-issued ID number.
Regular income
Pay from work, benefits or another steady source.
A bank account
A checking account under your own name.
Phone and email
Where a lender can reply with an offer.
You must be at least 18 and live in a state where this service operates.
FAQ
Short questions, honest answers
Does SedanFunds lend the money itself?
No. SedanFunds is not a lender. We forward your request to lenders, and any offer, rate or decision comes from the lender alone.
Is there a credit check?
Sending the form is free and you are not signing up for a loan by doing it. A lender may run its own credit check as part of considering your request.
My credit is not great. Can I still ask?
Yes, people with all kinds of credit send requests. Lenders often weigh your income and bank account too. Nobody can promise approval, and each lender sets its own terms.
When could the money reach my account?
If a lender approves you and you accept, the money can land as soon as the next business day. The exact day depends on the lender and on your bank.
How much does a short-term loan cost?
The price depends on the lender, your state, the amount and your credit. Some short-term loans have APRs above 200%. Read the rate, the fees and the payment dates the lender gives you before you agree.
Saying no is always allowed.
Can anyone promise me a yes up front?
No. A real lender has to look at your request first, and we will never promise a yes. Walk away from anyone who does, or who wants a fee before you get a loan.
A lighter load until payday
Ask once. Decide in your own time.
$100 to $5,000, free to request, and you are never tied to an offer.
Start my request